Terms of Service & Disclaimer

These Terms of Service (“Terms”) govern your access to and use of the Settle Down Atlas website at settledownatlas.comand any related pages, downloads, or reports (together, the “Service”), operated by Numen Digital LLC, a Tennessee limited liability company(“we,” “us,” or “our”). By accessing or using the Service you agree to these Terms. If you do not agree, do not use the Service.

Settle Down Atlas is an informational decision-aid. It scores and ranks U.S. counties and towns against priorities you set (climate, healthcare, cost, safety, and so on), using public data sources listed in the in-app Data credits panel. It is a tool for exploring options; it does not recommend that you move anywhere, buy anything, or take any particular action.

The Service does not provide financial, investment, tax, legal, insurance, medical, real-estate, or relocation advice, and nothing in it should be relied on as such. Scores are a weighted blend of public datasets and approximations, not a professional assessment of your circumstances. Before making any relocation, financial, tax, healthcare, insurance, or real-estate decision, consult a qualified professional licensed in the relevant field and jurisdiction, and independently verify any fact that matters to your decision.

The Service is built from third-party public data that is periodically captured as a snapshot; it is not live and may be out of date. Some inputs are state-level approximations, derived proxies, or estimated (“est.”) values blended into county or town data, as disclosed in the app and its reports. Datasets contain errors, gaps, and suppressed values, and our scoring may contain bugs. We make no representation that any score, ranking, drive time, cost figure, crime measure, or other output is accurate, complete, or current. You are responsible for verifying anything you rely on.

The Service incorporates data and services from third parties (for example U.S. government agencies, OpenStreetMap, and others) under their own licenses and terms, credited in the Data credits panel and described in our documentation. Those third parties are not responsible for, and do not endorse, our use of their data or any interpretation we draw from it. The Service may also link to third-party websites we do not control; we are not responsible for their content, products, or practices, and your use of them is governed by their own terms and privacy policies.

The Service may display clearly labeled sponsored or advertising content and may contain affiliate or referral links. If you click certain links and later transact with a partner, we may earn a referral fee or commission at no additional cost to you. Sponsored placements and affiliate relationships do not constitute an endorsement, and they do not change the underlying scores or rankings, which are computed only from the public data sources described above. We label such content consistent with U.S. Federal Trade Commission guidance. Any third-party offer (including any financial-advisor, Medicare, insurance, mortgage, or real-estate offer) is provided and fulfilled solely by that third party under its own terms.

The Service’s software, design, text, scoring methodology, and the compilation and arrangement of data are owned by Numen Digital LLC or its licensors and are protected by intellectual property laws. The underlying public datasets remain subject to their respective licenses (see Data credits); nothing here grants you rights to those datasets beyond what their licenses allow. Subject to these Terms, you may use the Service for your own personal, non-commercial decision-making, including generating and sharing reports for that purpose. You may not scrape, bulk-download, resell, or build a competing product from the Service or its compiled data, or remove any required attributions, citations, or disclaimers.

You agree not to misuse the Service, including by attempting to disrupt or overload it, circumventing rate limits or security measures, accessing it through automated means except standard search-engine indexing, or using it for any unlawful purpose.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY DATA OR OUTPUT IS ACCURATE OR RELIABLE. Some jurisdictions do not allow the exclusion of certain warranties, so some of these exclusions may not apply to you.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Numen Digital LLC AND ITS OWNERS, MEMBERS, AND CONTRIBUTORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR RELATING TO YOUR USE OF (OR INABILITY TO USE) THE SERVICE OR ANY DECISION YOU MAKE BASED ON IT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100), OR THE AMOUNT YOU PAID US FOR THE SERVICE IN THE TWELVE MONTHS BEFORE THE CLAIM, WHICHEVER IS GREATER. Some jurisdictions do not allow certain limitations, so some of these limitations may not apply to you.

You agree to indemnify and hold harmless Numen Digital LLCand its owners, members, and contributors from any claims, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your misuse of the Service or violation of these Terms.

We may modify or discontinue the Service, and we may update these Terms, at any time. If we make material changes we will update the “Last updated” date above. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

These Terms are governed by the laws of the State of Tennessee, without regard to its conflict-of-laws rules. You agree that the exclusive venue for any dispute that may be brought in court will be the state or federal courts located in Williamson County, Tennessee, and you consent to their jurisdiction.

Questions about these Terms can be sent to contactus@settledownatlas.com.

See also our Privacy Policy.